Make no mistake: Investing
has risks. However, the
catch is in how you pick those investments, and what
kind of security (collateral) you build under them.
That's what our program is geared for.
One should only be investing an amount of money
that one can leave in the investment for the life of the
loan. Because the real estate borrower will most likely
be using the loan to renovate a property and sell it.
This process has to take its course before the borrower
can repay the loan. As a result, unlike a money-market
account, these types of investments are not able to be
withdrawn in an instants notice. Of course, that's one
reason why you can expect better profits than a
money-market account will deliver.
We're not tax advisors, so therefore we urge you
to speak to one before making any investment. But in
general terms, because you're a lender, you will not
receive depreciation benefits. You'll be receiving
interest income. You may or may not be able to offset
that income with some of your other investments.
Q. "If this is
such a good investment, why isn't Wall Street
advertising it?"
As mentioned before, these are not mass-marketed
investments. You get to know exactly which property
you're making a loan on. In contrast to that Wall Street
wants to raise $100 million upfront, putting people into
generic investments. They have no interest in matching
up individual lenders with single properties. So they
tell you real estate isn't allowed in your self-directed
IRA, and they steer you in the direction of their fee
based mutual funds.
We're only a few mouse clicks away. Just go
here to contact us!
Questions
About Facing Foreclosure:
Can I keep my home?
The best way to keep your home is to ACT NOW!! Contact
us now for help!
What are my options?
Lenders want to help borrowers keep their homes.
Foreclosure is expensive for lenders, mortgage insurers
and investors. There are a lot of options that may work
for you. Please contact us to go over them or request
your FREE "Stop
Foreclosure" report.
What do I do with all the mail from my
lender?
Open it! The first notices you receive will offer good
information about foreclosure prevention options that
can help you weather financial problems. Later mail may
include important notice of pending legal action. Your
failure to open the mail will not be an excuse in
foreclosure court.
What is the first thing I should do?
Don't ignore it because the problem won't go away! Pick
up the phone and call us now. Most of us are embarrassed
to discuss our money problems with others or believe
that if lenders know we are in trouble, they will rush
to collection or foreclosure. This can happen however in
most cases lenders want to help borrowers keep their
homes and have workout options to help you keep your
home. Foreclosure is expensive for lenders, mortgage
insurers and investors.
What do I need when I call you?
To make the process easier for the both of us, please
have your lenders phone number. If you can't it check:
- Your monthly mortgage billing statement
- Your payment coupon book
- The website for your lender
Also, please have available the following
information:
- Your loan account number
- A brief explanation of your circumstances
- Recent income documents (such as Pay stubs;
Benefit Statements from Social Security, Disability,
Unemployment, Retirement, or Public Assistance. If
you are Self-employed, have your tax returns or a
Year-to-date Profit and Loss Statement available for
reference)
- List of household expenses
Are there resources in my state that can help
me?
Resources will vary state to state, so you will need to
check for local resources or simply contact us and we'll
be glad to help you!
